Last Updated: 22-09-2023

1. Acceptance of Terms

By using the App, you acknowledge and agree to these terms and conditions.

2. User Eligibility

There are no age restrictions for using this App, as it does not deal with actual money or financial transactions.

3. Privacy Policy

Please review our Privacy Policy to understand how we collect, use, and protect your data.

4. Data Storage Policy

• We store all user data securely on our servers.
• User data may include your profile image, name, and email address.

5. Server Security Disclaimer

While we take every effort to secure our servers, we will not be responsible for any unauthorized access or data compromise resulting from a server breach. Security is beyond our control.

6. User Responsibilities

• You agree not to share your login credentials with others.
• Respect intellectual property rights and proprietary information within the App.
• Adhere to community guidelines and rules.

7. Intellectual Property

All content, trademarks, and copyrights in the App are the property of Stack Studio. Users may not use them without permission.

8. Content Guidelines

You may not post or share any content that includes hate speech, illegal content, or spam.

9. User Conduct

Users are expected to engage respectfully and responsibly within the App.

10. Payment and Subscriptions

If applicable, pricing, payment terms, and subscription cancellation policies will be provided separately.

11. Liability Disclaimer

Stack Studio is not responsible for user-generated content or actions taken by users within the App.

12. Security Measures

We have implemented security measures to protect user data and sensitive information.

13. Termination of Accounts

Accounts may be suspended or terminated for violations of these terms and conditions.

14. Data Sharing Responsibility

Individual users are responsible for not sharing their expense data with others to maintain the confidentiality of their information.

15. Dispute Resolution

Disputes will be resolved through arbitration or mediation, as outlined in our separate dispute resolution policy.

16. Updates and Changes

We reserve the right to update these terms and conditions. Users will be notified of changes.

17. Contact Information

For inquiries or support, contact [Your Contact Information, including email address and customer support].

18. Governing Law

These terms and conditions are governed by the laws of Indian Laws.

Effective Date

These terms and conditions were last updated on 22-09-2023.